EXCAVATOR FINANCE
Excavator Finance Built Around
Your Business
Fast approvals, flexible repayments, and finance for new or used equipment. We work with 80+ lenders to structure a deal that suits your cash flow — not the bank’s.
Excavator Finance That Keep
Your Projects Moving
From owner-operators to civil contractors, we’ve helped businesses across Australia access fast, flexible excavator finance through our panel of 80+ lenders.
Tell us what you need — we’ll handle the rest.
How It Works
Tell us what you're after
Got a specific machine in mind or just exploring options? We’ll walk you through it.
We source the best options
Our brokers compare lenders, negotiate terms, and build a deal that fits.
Approval and paperwork, sorted
Most excavator finance applications are approved within 24–48 hours.
You get the gear and get to work
Once settled, your excavator is ready to go — and so are you.
EXCAVATOR LOAN CALCULATOR
Estimate Your Repayments
Use our calculator to get an instant estimate on your repayments.
Loan Amount
Interest Rate
Loan Term
Balloon / Residual
Repayment Frequency
Disclaimer: This calculator provides an estimate only and does not constitute a loan offer. Actual repayment amounts may vary depending on your individual circumstances and lender terms. Contact a QPF Finance Broker for a detailed quote.
Get in touch
Ready to get started? Reach out to one of our expert finance brokers to get pre-approved for your next excavator purchase.
OUR TEAM
WHY QPF
The QPF Difference
At QPF Finance, we’ve been helping contractors, civil businesses and owner-operators across Australia access the right equipment finance since 1977. Whether you’re buying your first excavator or adding to an existing fleet, we’ll find a structure that works.
We’re a family-owned business, and we treat yours the same way — with straightforward advice, no unnecessary complexity, and a broker who actually picks up the phone. We know earthmoving is demanding work, and we move at the pace your business requires.
Family-Owned and Operated
We treat your business like our own — with respect, honesty, and care.
Access to 80+ Lenders
We know the market and can match you with the right lender, fast.
Earthmoving Specialists
From mini excavators to large civil plant, our brokers know the equipment and the lenders who finance it.
End-to-End Support
We manage the process from start to settlement, and we’re always just a call away.
Everything Finance, All in One Place
Equipment, business, property, insurance — we take care of it all so you can stay focused on running your operation.
Flexible Lending for Real-World Situations
We know civil and earthmoving businesses don’t always fit the standard lending mould — and your finance shouldn’t have to either.
With access to a wide range of equipment lending options, we can help you find funding that works around how you actually operate. That might mean low doc options for owner-operators, balloon payments to reduce monthly outgoings, finance for used or privately sourced machinery, or structures that align with project-based income cycles.
Our brokers will take the time to understand your situation and find a solution that supports your business through every contract.
EXCAVATOR FINANCE
Frequently Asked Questions
How long does it take to get approval for excavator finance?
What types of finance are available for excavators?
Can you finance used or second-hand excavators?
Can I finance an excavator if I bought it from an auction or private seller?
Is there a borrowing limit for excavator finance?
How long do I have to pay off my excavator loan?
Can I include a balloon payment on my excavator loan?
Can I get excavator finance with poor credit or a new ABN?
How do I finance an excavator for my construction business in Australia?
Make an Enquiry
Make an Enquiry - Full Block
"*" indicates required fields
or speak to us at 1300 736 780
