One Loan. One Repayment. One Less Headache.
Juggling multiple lenders, repayment dates, and interest rates can drain your time and cashflow. A business consolidation loan combines your existing debts into one streamlined facility — often with better terms and one manageable repayment.
One Repayment, One Lender
Streamline your obligations into a single monthly payment.
Improve Cashflow
Lower your total monthly repayment and free up working capital.
Lock In Better Terms
Secure improved interest rates or longer loan terms.
Reduce Admin and Fees
Less paperwork, fewer account keeping fees, and clearer budgeting.
DEBT CONSOLIDATION LOAN
Estimate Your Repayments
Use our debt consolidation loan calculator to get an instant estimate on your repayments.
Loan Amount
Interest Rate
Loan Term
Balloon / Residual
Repayment Frequency
Disclaimer: This calculator provides an estimate only and does not constitute a loan offer. Actual repayment amounts may vary depending on your individual circumstances and lender terms. Contact a QPF Finance Broker for a detailed quote.
Get in Touch
Ready to get started? Reach out to one of our experienced business finance brokers today to learn more about consolidating your debt into one managable loan.
How It Works
Tell us what you want to consolidate
We’ll review your current loans — equipment, credit cards, overdrafts, unsecured business loans — and determine what’s eligible.
We structure a smarter solution
We’ll compare lenders and recommend a business debt consolidation loan that improves your cashflow and reduces complexity.
We manage the process
Our team handles all the legwork — from paperwork to lender negotiation.
You get back to business
One lender, one repayment, one clear path forward.
WHY QPF
The QPF Difference
We’ve helped thousands of Australian business owners consolidate debt and refinance business loans with confidence. Our brokers take the time to understand your full financial picture and structure a debt consolidation strategy that fits your goals — not just your balance sheet.
Family-Owned & Independent
We give honest advice focused on long-term financial wellbeing.
80+ Lenders Compared
We search beyond the banks for flexible options that work for your business.
Debt Restructuring Experience
We regularly help clients consolidate equipment finance, unsecured loans, and revolving credit facilities.
Real Broker Support
No call centres — just direct, ongoing support from your QPF broker.
Everything Finance in One Place
Business, equipment, property, personal, insurance - we've got you covered on all fronts
From Multiple Loans to One Clear Path
Debt consolidation loans don’t just reduce admin — they can transform the way your business manages cashflow. From refinancing existing business loans to restructuring high-interest debt, we help you consolidate smarter and plan ahead with confidence.
While we specialise in business debt consolidation, we also assist individuals looking to consolidate personal loans, credit cards, or other personal debt.
Whether you’re under pressure or simply want to tidy things up, QPF can guide you through your options.
BUSINESS DEBT CONSOLIDATION
Frequently Asked Questions
What is business debt consolidation?
What types of debt can be consolidated?
Can I refinance a business loan into a consolidation loan?
What’s the difference between debt consolidation and refinancing?
Do you offer personal debt consolidation too?
How does a business consolidation loan work?
What are the benefits of debt consolidation for business owners?
Is debt consolidation a good idea for my business?
Does business debt consolidation affect my credit score?
Make an enquiry
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or speak to us at 1300 736 780

