Your Path To Homeownership

Buying your first home should feel exciting — not overwhelming.

Our mortgage brokers guide you through the entire first home buyer journey with clear advice and personalised support. You’ll have one dedicated broker who understands your goals, explains your borrowing power, helps you access available grants, and compares loans from 50+ banks and lenders.

We support you from pre-approval through to settlement, and continue to be there as your property goals evolve.

Testimonials

What our client's say

      
   QPF Finance Group
   680 reviews 
  Leave a Review 
 
 
 
   
 
 
      Posted on Google  
   
   Stacie Petersen 
 29 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Michelle Affleck and Emily Reynolds were brilliant. As a first home buyer, I was expecting it to be a very daunting and stressful process, but with Michelle's guidance, it was seamless and completely stress free. Thanks so much, Michelle!
  
 
     Posted on Google  
   
   Billie Christensen 
 96 days ago
 
 
 Trustindex verifies that the original source of the review is Google. My partner and I used Michelle from QPF Finance to buy our first home and we couldn't have been more thankful for her help! Highly recommend to anyone looking for a broker!! Michelle is so kind and easy to deal with, and explains everything in a simple term and is very quick to respond to messages. Thank you so much Michelle ❤️
  
 
     Posted on Google  
   
   Breanah Davis 
 161 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Paulette was amazing! Couldn't thank her enough for the help she gave me from our first meeting right through to settlement. She was there for me every step of the way and made the process of buying my first home stress free.
  
 
     Posted on Google  
   
   Riley Ernst 
 169 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I honestly wish there were more stars to give. Vanessa went above and beyond with our first home journey and didn’t stop once the sold sign came down. She’s has followed up and checked in on our journey the whole way through. I highly recommend her to anyone I speak to.
  
 
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   Nathanael R 
 263 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Update 2025: We've just settled on our second loan, again through Stephen. He remains exceptional to work with, and we highly recommend QPF. Our experience with Stephen Boyce at QPF was exceptional! Stephen, along with the other staff, were professional, very prompt, helpful, and thorough in all regards. We will not hesitate to go through Stephen for our future needs, and highly recommend QPF to anyone, especially any other first home buyers.
  
 
     Posted on Google  
   
   Caroline 
 265 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Greg is an absolute LEGEND! Everyone at QPF is happy to answer any and all questions. Most friendly and professional brokers I have ever dealt with and will 100% be recommending them to anyone looking to purchase property. I really liked the questions as part of the intake process - it showed that you guys actually cared about presenting me with options that suited my needs, preferences and circumstances. Thank you QPF for helping make the purchase of my first home so smooth and transparent. I will forever be grateful for your service 🙏
  
 
     Posted on Google  
   
   bryce cooper 
 285 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Buying my first home has been a breeze with Paulette. Any and all questions I needed help with, she was available at all times to answer. All the process and paperwork involved were made so much easier with Paulette’s professional attitude, and I could not be happier with the experience. I will without a doubt be using Paulette again in the future.
  
 
     Posted on Google  
   
   Zavier Crain 
 305 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Jack was awesome to deal with. He explained everything very clearly and made the process of getting our first home loan very easy. Couldn’t recommend him enough!
  
 
     Posted on Google  
   
   Laura Batchelor 
 354 days ago
 
 
 Trustindex verifies that the original source of the review is Google. As first home buyers the process of purchasing a property seemed overwhelming, confusing and we were not sure where to start. After sitting down with Paulette at QPF we felt 1000 times more comfortable and excited about buying our first home. She broke processes down in terms which we could understand, was also accessible when we needed her, and really took the time to get to know us as a family and what we were looking for in a home loan. Paulette was amazing to work with and went above and beyond to support us. Thank you so much for helping our family create a home!
  
 
     Posted on Google  
   
   Sarah Jerez 
 380 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Purchasing my first home before I spoke with Vanessa seemed impossible. Thank god for this woman! We were a little anxious beginning our journey, but Vanessa made our experience hassle-free and easy. She was always communicating with us, providing the best options and staying in touch with everything we needed to do. I will be using Vanessa for future home loans and be recommending her to everyone I know as I have had such a positive experience. ☺️
  
 
     Posted on Google  
   
   Gladen Deocera 
 419 days ago
 
 
 Trustindex verifies that the original source of the review is Google. As a first-time home buyer, I was overwhelmed by the entire process—especially when it came to understanding home loans, eligibility, and the various government grants available. Thankfully, Michelle of QPF helped me with the process and made all the difference. From day one,  she’s incredibly patient, walking me through each step and answering all my questions (no matter how basic). She helped me understand how much I could borrow etc. She was responsive, transparent, and genuinely cared about finding the best option for me—not just pushing a deal through. I never felt pressured, which made the process far less stressful. Thanks to Michelle’s help , I was able to secure a great loan and settle on my first home without any major hiccups. I highly recommend their services to anyone buying their first property. They turned a confusing and intimidating process into a smooth and exciting journey. - Derrick and Gladen
  
 
     Posted on Google  
   
   Janita Harrison 
 445 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Vanessa is THE BEST broker! Honest from the get go and made me feel at ease from our first conversation. As first home buyers we had no idea but Vanessa made sure she explained everything. If you need a broker who is professional and knows her stuff but is also genuine and down to earth then Vanessa is your girl.
  
 
     Posted on Google  
   
   Emma Alderton 
 669 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Michelle was wonderful to work with. She was great at explaining all the steps we needed to purchase our first home and both my partner and I are so happy she could assist. Will definitely be using Michelle for any big future purchases :)
  
 
     Posted on Google  
   
   Ebony Bourne 
 1135 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Vanessa from QPF was so accommodating to my partner and I when it came to purchasing our first home. She made us feel extremely comfortable asking any questions no matter how silly and went above and beyond for us to achieve this goal in such a competitive time, we honestly cannot thank her enough for the effort she put in to make this dream a reality. I Would highly recommend Vanessa to anyone wanting to purchase their first home 😊
  
 
     Posted on Google  
   
   Jasna Prizmic 
 1201 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I highly recommend QPF FINANCE CAIRNS. Greg, Caron & team were fantastic to work with. I bought my first home with QPF so was new to many of the requirements and really appreciated the support they provided. Thank you QPF Finance Cairns.
  
 
     Posted on Google  
   
   Lachlan W 
 1279 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Highly recommend Vanessa at QPF. As a first home buyer, Vanessa made the stressful buying process very easy. The guidance and knowledge she provided throughout the process was amazing. She was always friendly, approachable and willing to help whenever needed. Vanessa went above and beyond my expectations and I can’t thank her enough for helping me secure my home.
  
 
     Posted on Google  
   
   Nicola Semenzin 
 1567 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Buying my first home would not have been possible without the amazing support and care provided by Vanessa and her team. She was my hand to hold throughout the entire process and didn't back down when unforeseen challenges arose. She went above and beyond to make me feel well informed and confident in an otherwise extremely daunting market. For that I will be forever greatful.
  
 
     Posted on Google  
   
   Sean Lewer 
 1750 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I was recommended to Vanessa Stenhouse by close friends of mine who had used her services in the past and had a great experience. This gave me the confidence in who was best to use as my mortgage broker and I was definitely not disappointed. Vanessa is super friendly, a great communicator and made the whole process an easy experience. Even with lengthy finance extensions, she made me feel at ease and was always on the front foot with communicating with my real estate agent, solicitor and the bank. Thank you for all of your help in purchasing my first home Vanessa. Highly recommended!
  
 
     Posted on Google  
   
   Lauren Morrow 
 2249 days ago
 
 
 Trustindex verifies that the original source of the review is Google. We recently built our first home and enlisted the services of Vanessa Stenhouse at QPF Finance for our mortgage. To be honest, in the beginning we were skeptical about going to see a mortgage broker – why not deal directly with the bank?  In hind sight, I’m so incredibly glad we did! Vanessa Stenhouse and the team at QPF Finance really went above and beyond for us – they were exceptional. Yes, she worked really hard and found us a great rate and most suitable deal with our mortgage, but it was so much more than that. Vanessa tracked the entire build process itself, ensuring that all parties, completed obligations as scheduled – sending friendly reminders about tasks to complete where necessary. Vanessa satisfied every need we had: changing our mind about initially buying an established house to building; a near impossible and time sensitive deadline; hunted for comparable valuations; liaised directly with our conveyancing and building team on our behalf; all the while we were confident she kept our best interest and intentions in mind. I honestly believe that we wouldn’t have reached handover when we hoped, had it not been for Vanessa and her team giving that final push to the finish line and I know that Vanessa will continue to look out for our financial affairs well into the future. Thank you for all you have done for us Vanessa, Lauren and Adrian Morrow
  
 
     Posted on Google  
   
   Sascha Nott 
 2461 days ago
 
 
 Trustindex verifies that the original source of the review is Google. With Vanessa's help we are finally first home owners! She had a professional and thorough understanding of everything we needed and even met us on a weekend to help us with paperwork. Fantastic - will recommend to everyone
  
 
     Posted on Google  
   
   Joel 
 2701 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Stephen and Michelle were extremely helpful with my first home purchase! I would recommend them to anybody. They took the stress out of the process and were always diligent in giving me updates on the progress etc. Thanks QPF!
  
 
     Posted on Google  
   
   Murray Earl 
 2744 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Great service and support provided by Stephen Boyce and his team @ QPF, from setting up my first home loan a few years ago to refinancing with a better lender the process was a breeze and effortless for me!  I would highly recommend working with QPF for all your financing needs.

Mortgage Calculator

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Disclaimer: This calculator provides an estimate only and does not constitute a loan offer. Actual repayment amounts may vary depending on your individual circumstances and lender terms. Contact a QPF Finance Broker for a detailed quote.

Get in touch

Ready to get started? Reach out to one of our mortgage brokers to learn more about purchasing your first home.

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Speak to us - 1300 736 780

How It Works

It’s exciting to think about having a place to truly call your own, but the process can also feel overwhelming. To make it easier, we’ve broken the process into 4 simple steps to guide you all the way to your first home.

Let’s Talk

We start with a friendly chat to understand your budget, goals, and where you're at on your home-buying journey.

Know What You Can Afford

We’ll work out your borrowing power, explain your options, and check your eligibility for First Home Buyer incentives.

We Do the Legwork

From comparing lenders to handling paperwork, we’ll manage the entire loan process while keeping things simple for you.

Settle & Celebrate

We’ll guide you right through to settlement—so all you need to do is enjoy the moment you get your keys.

Why QPF?

THe QPF Difference

Buying your first home is one of life’s biggest milestones — and it can feel overwhelming. Since 1977, QPF has helped Australians take their first step into property with expert guidance and tailored finance solutions.

As a family-owned business, we know how important it is to have someone you can trust by your side. That’s why we go beyond simply finding a loan. We take the time to understand your goals, explain the process clearly, compare options from a wide range of lenders, and structure finance that works for your budget.

You’ll have a dedicated broker in your corner, guiding you through each stage of the journey — from pre-approval through to settlement — and helping you make informed decisions with confidence, now and into the future.