Commercial Property Insurance
That Fits The Building

Whether you operate your business from your own premises or hold a commercial building with tenants, your property is core to how your business runs and earns. Commercial property insurance is built around that reality — covering the building, the risks that come with running a business or leasing to tenants, and the disruption that follows if something goes wrong.

Owner-Occupied Premises

Cover for businesses operating from their own offices, retail space, or warehouse.

Tenanted Buildings

Cover suited to commercial buildings leased to business tenants.

Building & Contents

Options covering the building itself, fit-out, and business contents within it.

Business Interruption

Cover that accounts for the cost of disruption, including any lost rent.

How It Works

Four Simple Steps to Get Your Property Covered

Tell Us About Your Property

Let us know how your premises is used — whether that's your own business operating from it, or a commercial building with tenants.

We Compare the Market

We search across insurers experienced in commercial property to find cover that matches your building and how it's used.

You Get Tailored Cover

Get a policy built around your property, covering the building, contents, and business interruption risk.

Support When You Need It

If something goes wrong, our team is with you from start to finish to help minimise disruption to your business.

Get in Touch

Whether you're insuring your own premises or a commercial building with tenants, we'll help you find cover that fits.

Get a Quote Find a Broker

Speak to us - 1300 736 780

OUR TEAM

Your Commercial Property
Insurance Specialists

Bridie O’Connor

General Manager - Insurance

bridieoconnor@qpf.com.au

0435 289 759

Jill Curran

Insurance Broker

jillcurran@qpf.com.au

07 3290 7455

Russell Coombs

Insurance Broker

russellcoombs@qpf.com.au

0466 877 080

Testimonials

What Our Clients Say

      
   QPF Finance Group
   680 reviews 
  Write a review 
 
 
 
   
 
 
      Posted on Google  
   
   Ajay Thakur 
 3 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Manuela was great to deal with and I would highly recommend her
  
 
     Posted on Google  
   
   Brodi Gant 
 4 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Manuela was amazing, was able to get a loan in a short amount of time and the process was made easy.
  
 
     Posted on Google  
   
   Sam Crocker 
 6 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Highly recommend Callum and the team. Very helpful and easy to deal with.
  
 
     Posted on Google  
   
   Andrew Davis 
 13 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Greg, Caron and the team are great to deal with. Nothing is a problem with them, they will get you sorted for your financial needs
  
 
     Posted on Google  
   
   Dan Wicks 
 13 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Dylan made it super easy to obtain finance on the two ocasions I have dealt with QPF and I have no problem recomending them to any one looking for  plant and equipment finance.
  
 
     Posted on Google  
   
   Luke Polomka 
 17 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I personally highly recommend Callum and the team from QPF Finance in Toowoomba. I have been dealing with Callum for the past 10+years with all aspects of commercial and business funding. Highly recommended, communication and support is second to none. You will not be disappointed.
  
 
     Posted on Google  
   
   Kris Jennings 
 18 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Kris Jennings owner of Jennings Bulk Haulage Been with Callum for 11 years now, though all business highs and lows he has been there with me, we class him as family now, brought other friends, family and business partners to the QPF family, even people who used to deal direct to banks. We are very pride full on having our 3 original partners Accountant, insurance and finance. I believe these 3 core people can make or break a company. Google doesn’t have enough stars to rate cal
  
 
     Posted on Google  
   
   David Fistr 
 18 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Just like to say Callum and his staff  simply to an outstanding  job looking for the best rate they can give you. I have dealt with Qpf for many years. And there no fuss professional  service  is the best you will find anywhere.  So give them a try you will not be disappointed. Honest down to earth people. Can't trust many people these days. But Callum is the acception. EXCELLENT WORK  ALWAYS !!!!
  
 
     Posted on Google  
   
   David Fistr 
 19 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Again Callum and Melissa have done an outstanding job,  Always doing there best to find and supply a great rate and service,  I always recommend them if your looking for a friendly no fuss company,  QPF FINANCE  IS  THE  BEST . Thanks  again QPF for  helping me find a great  rate,  much appreciated David James fistr.
  
 
     Posted on Google  
   
   bec P 
 26 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Manuela is and was one of the most supportive and informative brokers I have had the pleasure doing business with.  From the first time I spoke with her she put me at ease (I was pretty freaked out about getting a loan) and gave me every single bit of information I needed. She handled all of my many many queries, questions and what if’s professionally and also made me feel safe and looked after.  Anything I didn’t understand she was happy to explain and in great detail and was always available when needed.  It was an absolute pleasure having her as my broker and I will be recommending any of my friends and family to her in the future.  Thank you so much for getting me into my much needed and very overdue new car!!!
  
 
     Posted on Google  
   
   Said Atalla 
 26 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Dylan Long was so great, professional communication, he prepared the marine quote loan quickly & professionally, emails always sent for every update, no need to call, I believe I will be a return customer, this is a real 5 start service.
  
 
     Posted on Google  
   
   Jonathon Strattonj 
 26 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Have been using QPF Finance to purchase all my plant for my Earthworks Business over the past 8 years and highly recommend Callum and Melissa for their professional work and quick turnaround in getting the loans approved. Regards Stratton Earthworks and Drainage
  
 
     Posted on Google  
   
   Lucas White 
 40 days ago
 
 
 Trustindex verifies that the original source of the review is Google. We have use Max and the QPF team for our finance needs for a number of years. They go above an beyond and would highly recommend them to any business looking for finance
  
 
     Posted on Google  
   
   Jack Segond 
 40 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Manuela Mattiuzzi was great to deal with. Made everything easy and simple, explained everything well and didn't feel like I had to be on the back foot. Definitely recommend
  
 
     Posted on Google  
   
   Shaun Birmingham 
 48 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I would like to acknowledge Manuela Matiuzzi for her work on my recent loan application. Nothing is a stress when dealing with Manuela she presented clear and concise information and was able to explain any questions I had with out hesitation or delay. I would happily recommend Manuela to my friends and family.
  
 
     Posted on Google  
   
   Abigail Kadel 
 52 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Both Manuela & Luke from QPF Finance are great! Very helpful, and helped me get the result I was after. Highly recommend.
  
 
     Posted on Google  
   
   Sheraya Theron 
 54 days ago
 
 
 Trustindex verifies that the original source of the review is Google. We had a positive experience getting finance with QPF. Manuela was great to deal with - both proactive and friendly. Even got the rate down for us a little which was much appreciated.
  
 
     Posted on Google  
   
   Rory Bourke 
 60 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Jayden was fantastic to deal with, pretty much organised everything for me I signed papers on my phone and picked up my truck. Also got me an extremely competitive interest rate. Will 100% use again in the future
  
 
     Posted on Google  
   
   Nathan Dowling 
 60 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Manuela did a fantastic job they patient very easy to deal with and will work with you and for you your not just a number
  
 
     Posted on Google  
   
   PATRICK COYNE 
 61 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I highly recommend Manuela Mattiuzzi at QPF when looking for a finance broker. Manuela's service in my recent application was exceptional. She is thorough and proficient in her job yet still so very personable and engaging. Nothing seems to be too much trouble for Manuela and her confident approach was very reassuring. I will seek out Manuela again in the future should I need to.
  
 
     Posted on Google  
   
   Alexander Byrne 
 63 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I recently used Katelyn at QPF finance for our recent purchase of our new Kenworth and was excellent to deal with and gave us extremely competitive pricing on finance with outstanding customer service Definitely recommend Katelyn and the QPF team for any financial services
  
 
     Posted on Google  
   
   Steve Moreels 
 68 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I’ve been using Sally and the QPF team for all our business and personal finance for our vehicles and equipment for over 5 years now & can honestly say I don’t even get another quote as they offer a seamless process with great advice and options and have always sorted me a great deal they even just helped our son buy his first car!
  
 
     Posted on Google  
   
   Josh Oosen 
 68 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Manuela was so easy to deal with and did everything possible to help me. Very thankful for all the communication and constant contact with Manuela. Would highly recommend
  
 
     Posted on Google  
   
   Georgie Crozier 
 68 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I had a wonderful experience with my finance broker Manuela at QPF. The process was simple and stress free
  
 
     Posted on Google  
   
   Mark Nicholson 
 77 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Highly recommend using Callum and Melissa, for your next vehicle purchase , I have  used them for my last 4 car loans, they make the process extremely easy and are  very competitive.

WHY QPF

Commercial Property Insurance Built Around Your Business

Your commercial property isn’t just a building, it’s where your business operates or where your tenants run theirs. We take the time to understand how your property is used, then compare the market to find cover that reflects that — not a generic policy that treats a working commercial building the same as an empty one.

Family-Owned & Operated

Since 1977, we've treated every client's business like it's our own.

Access to Multiple Insurers

We compare the market on your behalf, so you're not stuck with one insurer's price and terms.

Everything in One Place

Business finance and insurance sorted through the one team, without the back-and-forth.

End-to-End Support

From quote to claim, we're with every step of the way.

Specialist Brokers

You’re working with real experts who understand commercial property risk, not another call centre script.

Built for Business Owners & Commercial Property Holders

If you operate your business from your own premises, or hold a commercial building leased to business tenants, you need cover that reflects the scale and activity of that property, not a standard building policy. Offices, retail premises, warehouses, and multi-tenant commercial buildings all carry different risks to a typical residential property.

Whether you’re covering a single owner-occupied premises or a larger commercial building with multiple tenants, we’ll help you find cover that’s right for your property and how it’s used.

COMMERCIAL PROPERTY INSURANCE

Frequently Asked Questions

Does commercial property insurance cover the building and its contents?

What's the difference between commercial property insurance and landlord insurance?

Does commercial property insurance cover business interruption?

Can I insure a commercial building with multiple tenants?

How much does commercial property insurance cost?

Do I need a commercial property insurance broker, or can I go directly to an insurer?

Does commercial property insurance cover my business equipment as well as the building?

What types of businesses need commercial property insurance?

What happens if I need to make a claim on my property?

What counts as commercial property for insurance purposes?

Make an Enquiry

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or speak to us at 1300 736 780

Commercial Property Insurance

Protect the PropertyYour Business Runs On

Commercial Property Insurance That Fits The Building