Get Your Home Loan
Working For You
At QPF, we understand that life changes and so should your home loan.
Whether it’s been a few years since you locked in your mortgage or you’re simply curious if you could be getting a better deal, refinancing might be the solution that puts more money back in your pocket.
Lower Interest Rates
Even a slight reduction in your interest rate can save you thousands over the life of your loan.
Better Features
Access to offset accounts, redraw facilities, or the ability to make extra repayments can make a big difference.
Debt Consolidation
Roll high-interest debts like credit cards or personal loans into your mortgage for a simpler repayment strategy.
Unlock Equity
Tap into the equity in your home to renovate, invest, or fund life’s bigger goals.
REPAYMENT CALCULATOR
Estimate Your Repayments
What you see is a guide.
What we quote could be even sharper.
Get in touch with a broker to get a quote tailored to your needs — no credit checks, no obligations, and no time-wasting.
Loan Amount
Interest Rate
Repayment Frequency
Loan Term
Disclaimer: This calculator provides an estimate only and does not constitute a loan offer. Actual repayment amounts may vary depending on your individual circumstances and lender terms. Contact a QPF Finance Broker for a detailed quote.
Get in touch
Ready to get started? Reach out to one of our experienced mortgage brokers to learn how refinancing can work for you.
How It Works
Home Loan
Health Check
We’ll assess your current loan, financial goals, and lifestyle to see if there’s a better option available.
Compare Lenders
& Products
We research and recommend suitable options from our panel of lenders.
Application
& Approval
Once you’re happy with a product, we handle the paperwork and guide you through the approval process.
Settlement
Your new lender pays out the old loan, and your refinance is complete!
WHY QPF
The QPF Difference
Refinancing isn’t just about switching loans — it’s about making sure your home loan is still working for you. Since 1977, QPF has been helping Australians review their mortgages, cut costs, and unlock equity to achieve new goals.
As a family-owned business, we understand that life changes, and your finance should adapt with it. That’s why we go beyond simply comparing rates. We take the time to understand your situation, explain your options, and structure a refinancing solution that delivers real value.
You’ll have a dedicated broker in your corner, guiding you through each stage of the journey and helping you make informed decisions with confidence.
Family Owned & Operated
We treat your financial goals with the same care as our own.
Let Us Do the Hard Work
There’s no need for you to get bogged down with paperwork or complicated processes. We manage everything from loan applications to settlement, making sure you stay informed and stress-free.
Access to 40+ Lenders
We compare refinancing options across a wide panel to secure the right deal.
Support Long After Settlement
Our service doesn’t end when you sign your loan papers. We’re always available to help with refinancing, future home purchases, and anything else you need as your homeownership journey continues.
Everything Finance, All in One Place
Property, equipment, vehicles, insurance, and more — we’ve got you covered.
Is It Time For A Home Loan Health Check?
If you haven’t reviewed your mortgage in the last 12–24 months, there’s a strong chance you could be missing out on savings or better features. With interest rates and lender options constantly changing, your current loan may no longer be the best fit for your needs.
A quick Home Loan Health Check with QPF can uncover smarter solutions—whether that’s lowering repayments, accessing equity, or finding a more flexible structure. It’s fast, free, and tailored to your situation.
Book your FREE Home Loan Health Check with a QPF Mortgage Broker today.
HOME LOAN REFINANCING
Frequently Asked Questions
What does it mean to refinance a home loan?
How often can I refinance my mortgage?
Can refinancing save me money?
Does refinancing reset my loan term?
Can I refinance if my circumstances have changed?
How long does the refinance process take?
Can I refinance a fixed-rate home loan?
How do I know if refinancing is right for me?
When should I consider refinancing my home loan?
What costs are involved in refinancing a home loan?
Can I refinance to access equity in my property?
Can I refinance if my property value has increased?
Is it possible to refinance with the same lender?
Will refinancing affect my credit score?
Should I refinance through a mortgage broker?
How much does it cost to use a mortgage broker?
Make an enquiry
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or speak to us at 1300 736 780

