The Right Cover for Advice-Based Professions
If your business provides professional advice or services, you could be held responsible if something goes wrong.
Professional Risk Insurance covers you if a client claims your service, error, or omission caused them financial harm.
Negligence Protection
Covers claims if your advice or professional service causes financial loss.
Errors & Omissions
You're covered for mistakes, oversights or missed details in your work.
Legal Cost Coverage
Pays for defence costs, settlements, or judgments against your business.
Breach of Duty
Includes cover for unintentional breach of confidentiality, intellectual property, or contract.
Get in touch
Ready to get started? Reach out to one of our experienced insurance brokers to learn more about cover for your equipment.
How It Works
Four simple steps to get covered with QPF:
We Learn About Your Work
Your services, advice, and client types help us identify your exposure.
Compare Quality Policies
We find tailored cover from reputable insurers.
Policy Clarity
You’ll know exactly what you’re covered for.
Claim Confidence
We handle the claims process with you, start to finish.
Why QPF?
The QPF Difference
When you’re giving advice or providing specialised services, even a small mistake can carry big financial and reputational consequences. Professional Risk Insurance protects you against claims of negligence, errors, or omissions — so you can focus on doing your best work without the constant worry of “what if?”.
Since 1977, QPF has been helping professionals across Australia safeguard their businesses with tailored insurance solutions. As a family-owned brokerage, we know trust and clarity matter most. That’s why we go beyond just finding a policy — we compare cover across leading insurers, explain your options clearly, and make sure you’re never left exposed.
Family-Owned and Operated
We treat your business reputation with the same care as our own.
Access to 60+ Underwriters
We compare a wide panel of insurers to secure the right cover for your profession.
Claims Support That Actually Helps
If something goes wrong, we’ll be by your side — not just a call centre.
We Keep It Simple
No jargon, no confusion — just clear advice you can act on.
One Team. Every Solution.
Insurance, property, equipment, vehicles, and more — we’ve got you covered.
Made for Professionals and Service Providers
This cover is essential for consultants, engineers, architects, designers, accountants, medical professionals, and anyone whose clients rely on their expertise and advice. Even the most experienced professionals can face claims of negligence, errors, or omissions — and defending these can be expensive and time-consuming.
Professional Risk Insurance helps shield your business from financial loss, legal costs, and reputational damage, giving you the confidence to focus on your work. Whether you’re running a small practice or managing a large firm, it’s about protecting both your livelihood and your professional reputation
PROFESSIONAL INDEMNITY
Frequently Asked Questions
What is Professional Risk Insurance?
What does it cover?
How much cover do I need?
Can I get retroactive cover?
Can I change my policy later?
Do I really need it?
What professions are covered?
Is it tax deductible?
What’s the difference between Professional Indemnity and Public Liability Insurance?
What if I need to make a claim?
Make an enquiry
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or speak to us at 1300 736 780

