The Right Cover for Advice-Based Professions

If your business provides professional advice or services, you could be held responsible if something goes wrong.

Professional Risk Insurance covers you if a client claims your service, error, or omission caused them financial harm.

Negligence Protection

Covers claims if your advice or professional service causes financial loss.

Errors & Omissions

You're covered for mistakes, oversights or missed details in your work.

Legal Cost Coverage

Pays for defence costs, settlements, or judgments against your business.

Breach of Duty

Includes cover for unintentional breach of confidentiality, intellectual property, or contract.

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Ram Metal Fabricators profile picture
Ram Metal Fabricators
1 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Professional and prompt service, good to deal with an Australian 🇦🇺
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Claire Davis profile picture
Claire Davis
1 days ago
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I’ve been using Callum and the team at QPF for all of our finance needs for the past 10 years, including earthmoving equipment and vehicle finance, and I couldn’t recommend them highly enough. Over the years, they have consistently made the finance process easy and stress-free. They understand my business and know exactly what is required to get deals approved, often making what could be a complicated process feel very straightforward. Their knowledge, communication and ability to find competitive finance options have been excellent. They are always responsive, professional and genuinely go the extra mile to get the best outcome. After 10 years of dealing with them, I wouldn’t consider using anyone else for my equipment or vehicle finance. If you’re looking for a broker who is reliable, knowledgeable and gets things done, I highly recommend them.
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10X Joinery profile picture
10X Joinery
4 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I wanted to make sure I was getting the right rate and loan structure for my CNC machine, so I went to Jayden. He ended up saving me over $12,000 in interest and fees compared to the first offer I received. The process was easy and I’d definitely recommend him.
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Elisha Madawala profile picture
Elisha Madawala
4 days ago
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After going through an absolute nightmare with other finance pathways and through car dealerships, I thought it was all over for me. Sia assured me not to give up and worked around the clock with her team to ensure I was able to not only just get a car, but the car I wanted at a fantastic deal. Sia, Sophie and her team worked their magic and landed me safely. Can’t thank these guys enough. Highly recommend these guys for finance 🙏
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Brittany Rodda profile picture
Brittany Rodda
6 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Michelle was the kindest and most patient person to help us acquire a bank loan for our mortgage. This was our second time using her services and we couldn’t fault her! Thanks Michelle :)
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Daniel profile picture
Daniel
7 days ago
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Sally and Tracy at QPF Toowoomba are absolute legends. They are genuinely caring and understanding, go to great lengths to make things work, and are very fast at getting it done. We needed finance for some not-your-everyday items, and no matter how unusual the request, they always found a solution. Professional, patient, and results-driven — couldn’t recommend them highly enough!
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Emma Gowan profile picture
Emma Gowan
8 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Paulette was amazing throughout the whole process. She kept me informed at all times and was always quick to respond to missed calls, texts and emails. On settlement day, when a few issues cropped up, Paulette went above and beyond by contacting the lawyers on my behalf to help get everything sorted. You can genuinely tell that Paulette cares about her clients and their journey. She was just as excited and happy as I was when my home finance was approved! I would 100% use Paulette’s services again in the future and would highly recommend her to anyone looking for someone who is caring, responsive and genuinely invested in helping you achieve your goals.
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Michelle Mcveigh profile picture
Michelle Mcveigh
8 days ago
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Artur Albuquerque was fantastic to deal with. It was easy and communication was great.
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Karlee Felton profile picture
Karlee Felton
15 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Paulette at QPF was brilliant to deal with. Always attentive and professional! Has brilliant knowledge and insight throughout our process on purchasing our first home and would choose her again if we ever get the chance.
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Steph Couper profile picture
Steph Couper
15 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Our 2nd time with QPF, and once again their team really made the whole process so manageable and low stress. Thank you Michelle & Richard for going above and beyond.
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Mitch Griffith profile picture
Mitch Griffith
21 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
As this was my first purchase of a property, I was very nervous. Caron, Greg and their team were very helpful, always kept me up to date and worked around my own busy schedule. I would recommend them to anyone.
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Mitchell Jones profile picture
Mitchell Jones
21 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Manuela was awesome to deal with. Made the finance process for my new ute so easy and organised everything so quickly and efficiently. Thanks heaps Manuela!
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luke tronson profile picture
luke tronson
22 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Lewis Richardson did an amazing job in helping me get a loan within a very short time schedule for my new truck. I give 5 out of 5 for his service and professionalism. Thanks again
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Paul asheen profile picture
Paul asheen
28 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
QPF Finance Cairns is the best finance broker in Cairns; Greg, Caron, and the team will assist you through the process in the best way you could ever imagine for whatever finance you are after, whether home, car, or commercial. These guys will help you, and I highly recommend them.
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JOANNA FRANCISCO profile picture
JOANNA FRANCISCO
28 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excellent customer service and knowledge. Easy application process with prompt communication
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Emily profile picture
Emily
28 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We have used QPF a couple of times now. Michelle went above and beyond for us. Made everything so easy. Thank you.
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Mellissa Luckman profile picture
Mellissa Luckman
29 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Big shout-out to Lewis Richardson at QPF Finance and Insurance 👊 Lewis has helped us finance through all our companies which includes Crushers, Excavators, Tip Trucks , Skip Trucks, Skip Bins and Skid steers .We've got several jobs on the go including earthmoving , site cleans, skip bins plus a run of sandstone and rock crushing jobs lined up for our RM 70 and Komplet Crusher— all of it made possible because Lewis got the finance sorted quickly and without the usual runaround. If you're in civil, quarrying or recycling and you're looking at getting gear on the ground, do yourself a favour and give Lewis a call. He actually understands the industry and what the machines are for. Cheers mate — much appreciated. Recycling King Australia Skip King Recycling Proficient Siteworks
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Tash Dorr profile picture
Tash Dorr
29 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Very happy with the help and service. Both times I’ve used QPF it’s been far less stressful than I expected, Michelle has been a great help.
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Ajay Thakur profile picture
Ajay Thakur
33 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Manuela was great to deal with and I would highly recommend her
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Brodi Gant profile picture
Brodi Gant
34 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Manuela was amazing, was able to get a loan in a short amount of time and the process was made easy.
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Jenna Bowditch profile picture
Jenna Bowditch
35 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Michelle just helped us purchase our 5th property. She makes the process so easy. We highly recommend using her. We have more than 3 times and she will always ve our first contact
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Sam Crocker profile picture
Sam Crocker
36 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Highly recommend Callum and the team. Very helpful and easy to deal with.
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Andrew Davis profile picture
Andrew Davis
43 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Greg, Caron and the team are great to deal with. Nothing is a problem with them, they will get you sorted for your financial needs
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giembra busmer profile picture
giembra busmer
43 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
These guys and girls are the best in the business. They have got us many loans for many investments and always with a friendly smile and without a hitch. Can't recommend QPF Cairns highly enough.
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Dan Wicks profile picture
Dan Wicks
43 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Dylan made it super easy to obtain finance on the two ocasions I have dealt with QPF and I have no problem recomending them to any one looking for plant and equipment finance.

Get in touch

Ready to get started? Reach out to one of our experienced insurance brokers to learn more about cover for your equipment.

How It Works

Four simple steps to get covered with QPF:

We Learn About Your Work

Your services, advice, and client types help us identify your exposure.

Compare Quality Policies

We find tailored cover from reputable insurers.

Policy Clarity

You’ll know exactly what you’re covered for.

Claim Confidence

We handle the claims process with you, start to finish.

The QPF Difference

When you’re giving advice or providing specialised services, even a small mistake can carry big financial and reputational consequences. Professional Risk Insurance protects you against claims of negligence, errors, or omissions — so you can focus on doing your best work without the constant worry of “what if?”.

Since 1977, QPF has been helping professionals across Australia safeguard their businesses with tailored insurance solutions. As a family-owned brokerage, we know trust and clarity matter most. That’s why we go beyond just finding a policy — we compare cover across leading insurers, explain your options clearly, and make sure you’re never left exposed.

Family-Owned and Operated

We treat your business reputation with the same care as our own.

Access to 60+ Underwriters

We compare a wide panel of insurers to secure the right cover for your profession.

Claims Support That Actually Helps

If something goes wrong, we’ll be by your side — not just a call centre.

We Keep It Simple

No jargon, no confusion — just clear advice you can act on.

One Team. Every Solution.

Insurance, property, equipment, vehicles, and more — we’ve got you covered.

Made for Professionals and Service Providers

This cover is essential for consultants, engineers, architects, designers, accountants, medical professionals, and anyone whose clients rely on their expertise and advice. Even the most experienced professionals can face claims of negligence, errors, or omissions — and defending these can be expensive and time-consuming.

Professional Risk Insurance helps shield your business from financial loss, legal costs, and reputational damage, giving you the confidence to focus on your work. Whether you’re running a small practice or managing a large firm, it’s about protecting both your livelihood and your professional reputation

PROFESSIONAL INDEMNITY

Frequently Asked Questions

What is Professional Risk Insurance?

What does it cover?

How much cover do I need?

Can I get retroactive cover?

Can I change my policy later?

Do I really need it?

What professions are covered?

Is it tax deductible?

What’s the difference between Professional Indemnity and Public Liability Insurance?

What if I need to make a claim?

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