Business Car Insurance
Cover For
Every Vehicle
On The Books
From tradie utes to sales rep sedans, company cars to sole trader run-abouts, we find the right cover for the vehicles your business relies on.
Commercial Vehicle
Insurance Built
For Small Business
If you’re using your car for work — whether that’s a tradie ute loaded with tools or a company car for client visits — a personal car insurance policy often won’t cover you when it matters most. Commercial car insurance is built for the way you actually use your vehicle, so a claim doesn’t turn into a bigger problem.
How It Works
Four Simple Steps to Get Your Business Vehicle Covered
Tell Us About Your Vehicle
Let us know how many vehicles you're insuring and how they're used for business — from a single ute to a small fleet of vehicles.
We Compare the Market
We search across multiple insurers to find cover that best suits your business needs and budget, not a generic car insurance policy.
You Get Tailored Cover
We find the right-sized cover for your business so you’re not paying for coverage you don't need.
Support When You Need It
If you ever need to make a claim, our team is with you from start to finish to help get your vehicle back on the road. We’re insurance specialists so you don't have to be.
Get in Touch
Not sure what cover you need? We'll help you figure it out — no jargon, no pressure.
OUR TEAM
WHY QPF
The QPF Difference
A business car isn’t just a vehicle, it’s how you get to clients, carry tools, and keep earning — so a slow claim or the wrong cover costs you more than money. We take the time to understand how your vehicle is actually used, then compare the market to find cover that fits, backed by a claims process that gets you back on the road fast.
Family-Owned & Operated
Since 1977, we've treated every client's business like it's our own.
Access to Multiple Insurers
We compare the market on your behalf, so you're not stuck with one insurer's price and terms.
Everything in One Place
Finance and insurance sorted through the one team, without the back-and-forth.
End-to-End Support
From quote to claim, we're with you on every kilometre.
Specialist Brokers
Advice from people who understand business vehicle use, not a call centre script.
Made for Tradies, Sole Traders
& Small Business Owners
Your car is doing real work for your business. It’s carrying tools to a job, getting you to client meetings and job sites. That’s a different risk profile to the daily commute and needs cover that reflects that.
Whether it’s one work vehicle or a handful across your team, we’ll help you find cover that’s the right-size for your business – Not over-insured, not under-covered.
BUSINESS CAR INSURANCE
Frequently Asked Questions
What's the difference between business car insurance and personal car insurance?
Do I need commercial car insurance if I only use my car for work occasionally?
What's the difference between business car insurance and fleet insurance?
Can I insure a company car under business car insurance?
Is commercial car insurance more expensive than personal cover?
What level of cover can I choose?
What happens if I need to make a claim?
Does business car insurance cover tools and equipment in the vehicle?
How quickly can I get covered?
Do I need a broker for business car insurance, or can I go directly to an insurer?
Make an Enquiry
Make an Enquiry - Full Block
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or speak to us at 1300 736 780
