Construction Machinery Finance

We can usually get an approval back within 24 hours once we’ve got the info we need. Let us know your timing, and we’ll do our best to line everything up so you’re not waiting around.

Absolutely. Whether it’s brand new or well looked after, we can help you secure finance for used machines too. Dealer, auction or private sale – all options are on the table.

Low doc finance is designed for business owners who don’t have up-to-date financials. It lets you access funding for essential equipment like diggers, dozers, and graders without all the paperwork. The amount you can borrow depends on your business, the asset, and your overall profile.

You can. While a deposit is often required, especially if you’re just starting out, we work with lenders who understand new ventures. If you’ve got industry experience and a solid plan, we can often get things moving.

More often than not, yes. With one of the most extensive lender panels in the country and over $1B settled last year, we know where to find the best deal.

You may be able to borrow up to 100% of the machine’s value, including extras like insurance. We’ll help you understand exactly how much you can access and what it will look like.

The average loan term is five years, but we can go shorter or longer depending on your needs.

t’s simple. Fill in the quick form on this page or give us a call. We’ll walk you through the rest.

Yes, depending on the structure of your loan. We can help set up flexible options if paying down your loan faster is a priority.

Yes, we work with a wide range of lenders, including those who offer no-doc or low-doc machinery finance. While some still need basic info like BAS or bank statements, others can look at alternative ways to assess your application.

Yes, we can help with finance for gear bought at auction. We just need to confirm the value and condition of the machinery before settlement.

Through our lender panel, we can help you access everything from equipment loans to leases, rental options and master limits for ongoing purchases. New or used, with or without warranty, we’ll tailor a solution that fits your business.

A balloon payment is a larger final repayment due at the end of your loan term. It helps reduce your regular repayments during the life of the loan. You can pay it out, refinance it, or upgrade the machine and roll into a new loan.

Yes, location isn’t an issue. We can organise finance Australia-wide. We just need someone to physically inspect the machine before settlement to make sure everything stacks up.

Not always. No-deposit options are available for established businesses and even low-doc loans. We’ll let you know what’s possible based on your situation.

We do. If the car is for business use, we can help. We also offer consumer loans for personal vehicles.

Yes, we work with lenders who specialise in helping clients with a less-than-perfect credit history. It may come with slightly higher rates, but it’s a great way to get back on track.