Truck Finance

Once we’ve got the key details from you, we’ll work quickly with our lender panel — most clients receive approval within 24 hours. Let us know your timeline and we’ll do everything we can to meet it.

Just fill out our quick Pre-Approval Form and a broker will give you a call to collect the details. We’ll take care of the paperwork and handle the process from start to finish.

Yes, auction purchases are no problem. We’ll assess the value and condition of the truck and help you arrange finance before or after the auction so you’re ready to bid with confidence.

Yes — we can arrange finance for trucks located anywhere in Australia. We do recommend having the vehicle inspected to confirm its condition before finalising the loan.

Absolutely. Whether you’re buying from a dealer, auction, or private seller, we can help you access competitive used truck finance options through our trusted lender network.

Yes, we work with lenders who are open to new businesses — especially if you have industry experience. While some lenders may require a deposit or proof of future income, we’ll help you find the most suitable option for your situation.

We help clients secure truck loans, leases, and hire purchase agreements for new and used trucks. Whether you want to own the truck outright or keep your options open, we’ll help you find a solution that fits your business and budget.

Low doc truck finance is designed for self-employed operators and small businesses that don’t have up-to-date financials. Instead of tax returns or financial statements, we use alternative documentation to support your application and help you access the equipment your business needs.

Yes — many of the lenders we work with offer no-doc or low-doc truck loans. While traditional banks often require income verification like BAS or P&L statements, we also have access to niche lenders who are more flexible.

Yes — many lenders offer no deposit truck loans, especially for established businesses. We also have options for low doc, no deposit truck finance if you meet certain criteria.

A balloon payment is a larger final lump sum due at the end of your loan term. It reduces your regular repayments throughout the loan. You can pay it off, refinance it, or trade in the truck — it’s a popular option for business owners wanting lower monthly outgoings.

Most truck loans run for around five years, but we can arrange shorter or longer terms depending on what works best for your cash flow.

You can typically borrow up to 100% of the purchase price — including extras like on-road costs and insurance. We’ll work with you to structure a loan amount that suits your needs.

In most cases, yes — we can help structure your loan with flexible repayment features so you can pay it off faster if your cash flow allows.

We’d love the chance to try. With access to over 80 lenders and $1B+ in annual settlements, our broker team is well positioned to negotiate better rates and more flexible terms for your truck finance.

Yes — some of our lenders specialise in bad credit truck finance. While rates may be higher, it’s often a great way to get back on track and rebuild your credit profile over time.

We sure do. Whether it’s a business-use vehicle or a personal car loan, we can help you secure competitive rates and flexible terms.