Regain Control and Reduce Financial Stress
Debt doesn’t have to be overwhelming. If you’re juggling credit cards, personal loans or payday advances, a personal debt consolidation loan can help bring it all together—into one simple, manageable repayment.
Not only can this save you time, stress and potentially money, but it also gives you a clearer picture of your finances and a real sense of control. With the right loan structure and expert guidance, you can stop feeling like you’re just keeping up—and start moving forward with confidence.
Credit Cards
High-interest credit card balances rolled into one manageable loan.
Personal Loans
Combine multiple personal loans into a single repayment.
Medical & Education Costs
Bundle outstanding bills or study loans into a single repayment plan.
Car & Vehicle Loans
Simplify repayments by consolidating car or bike loans.
DEBT CONSOLIDATION CALCULATOR
Estimate Your Repayments
Use our debt consolidation calculator to get an instant estimate on your repayments.
Loan Amount
Interest Rate
Loan Term
Balloon / Residual
Repayment Frequency
Disclaimer: This calculator provides an estimate only and does not constitute a loan offer. Actual repayment amounts may vary depending on your individual circumstances and lender terms. Contact a QPF Finance Broker for a detailed quote.
Get in Touch
Ready to get started? Reach out to one of our experienced finance brokers today to learn more consolidating your debt.
How It Works
Chat with us
We’ll get to know your current debt position and what you’re aiming for.
We do the heavy lifting
Our team works with lenders to find a solution that suits your needs.
Get your approval
We’ll help you finalise your new loan and close out the old ones.
Enjoy the breathing space
Enjoy the breathing space With just one repayment to focus on, you’re back in control.
Why QPF?
The QPF Finance Difference
Since 1977, QPF has been helping Australians take control of their finances with smart, tailored solutions.
As a family-owned business, we understand the stress that comes with juggling multiple debts. That’s why we go beyond just finding a loan. We compare lenders, explain your options, and structure a solution that makes your repayments easier to manage.
When it comes to debt consolidation, we don’t just secure finance — we help you get back on top with confidence.
Family-Owned & Operated
We treat your goals with the same care as our own.
Access to 80+ Lenders
We compare debt consolidation options to find the right fit for your situation.
Debt Consolidation Specialists
From credit cards to personal loans, our team knows how to simplify your repayments.
Ongoing Support
We’ll help with everything from applications to upgrades and refinancing in the future.
Everything Finance, All in One Place
Debt consolidation, cars, property, equipment, and more — we’ve got you covered.
Simplify Your Finances Today
Debt consolidation isn’t just about simplifying payments—it’s about taking back control.
By combining your debts into one, you create clarity and give yourself breathing room to plan ahead. It’s a smart step towards improving your credit score, boosting your financial confidence, and staying ahead of unexpected costs.
And the best part? You’ll have a real person in your corner, making the process easy from start to finish. Whether you’re feeling overwhelmed or just want a better structure, QPF is here to help.
PERSONAL DEBT CONSOLIDATION
Frequently Asked Questions
What is personal debt consolidation?
Does debt consolidation hurt my credit score?
Do I need security to get a debt consolidation loan?
How long does the process take?
Can I speak to someone before applying?
Will I save money by consolidating my debts?
What types of debts can be consolidated?
Can I still consolidate if I have bad credit?
What happens if I miss a repayment?
Make an enquiry
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or speak to us at 1300 736 780

