Because Paying Upfront Shouldn’t Hold You Back
Insurance Premium Funding (IPF) lets you spread the cost of annual insurance premiums into manageable monthly repayments. Instead of a large upfront payment, you can keep your cover active while freeing up working capital for other priorities.
Business Insurance
Protect your operations and assets.
Professional Indemnity
Safeguard your professional advice and meet compliance requirements.
Fleet & Vehicle Insurance
Keep your company vehicles covered without the upfront cost.
Plant & Equipment Insurance
Cover valuable tools, vehicles, and machinery without tying up cash flow.
INSURANCE PREMIUM FUNDING CALCULATOR
Estimate Your Repayments
Use our insurance premium funding calculator to get an instant estimate on your repayments.
Loan Amount
Interest Rate
Loan Term
Balloon / Residual
Repayment Frequency
Disclaimer: This calculator provides an estimate only and does not constitute a loan offer. Actual repayment amounts may vary depending on your individual circumstances and lender terms. Contact a QPF Finance Broker for a detailed quote.
Get in touch
Talk to our team today about flexible insurance premium funding options that help you stay protected while managing cash flow.
How It Works
Tell us your insurance details
Share your insurer, policy and premium amount — we’ll take care of the rest.
We find the right funder
Our brokers compare options from Australia’s leading premium funders to find the best fit.
Quick approval, no disruption
Stay covered while spreading repayments over 6–12 months — most applications are approved within 24–48 hours.
You stay protected, stress-free
Keep your insurance active and your cash flow intact, with predictable monthly repayments.
WHY QPF
The QPF Difference
Our business started out just like yours. From humble beginnings in 1977 to the trusted national brand we are today, one thing has stayed the same — our family values.
We understand what it takes to grow a business and the cashflow challenges that come with it. From managing equipment and vehicles to covering annual insurance premiums, we’ve helped thousands of Australian business owners protect what they’ve built while keeping their finances on track.
Our team takes the time to understand your goals and tailor funding that truly supports the next step in your business journey — so you can stay focused on running your business with confidence.
Family-Owned & Operated
We’ve built our business the same way you’ve built yours.
Access to 80+ Lenders
We don’t just go to the banks, we find lenders that actually back small business.
Fast Turnarounds
Some lenders can approve and settle within 24–48 hours.
End-to-End Support
From structuring to settlement, your broker stays with you the whole way.
Everything Finance in One Place
Business, equipment, property, insurance - we've got you covered across the board
Stay Protected Without the Pressure on Cash Flow
Paying insurance premiums upfront can put pressure on your budget — especially when managing multiple policies across your business. With QPF, you can spread those costs over regular monthly repayments while staying fully insured.
We work directly with your insurer or broker to arrange funding quickly, so there’s no disruption to your cover and no drain on your working capital. It’s simple, fast, and built to make business easier.
BUSINESS INSURANCE LOAN
Frequently Asked Question's
What types of insurance can be funded?
How long are the repayment terms?
Do I need to provide security or collateral?
Can I cancel my funding agreement early?
Who is eligible for insurance premium funding?
Do I need to change my insurance provider?
Is my insurance cover active while I’m repaying?
Can I fund multiple policies under one agreement?
How quickly can funding be approved?
Make an enquiry
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or speak to us at 1300 736 780

