Built the way you planned.
Financed The Way You Need.

Whether you’re subdividing a block, developing townhouses, or building a multi-storey complex, getting the right finance in place is key.

At QPF, we source tailored lending solutions suited to your project’s size, complexity and timeline. With access to over 40 lenders, we’re here to structure finance that’s built around your needs.

Tailored for your project

We assess your development's scale and structure a finance package to suit.

Flexible loan terms

From short-term bridging to longer construction periods, we find a fit for your timeline.

Funding options beyond the banks

Access to non-bank lenders and private funding gives you more flexibility and faster turnaround.

Land banking and early-stage finance

Need to secure land before DA approval? We can help you line up finance for every stage.

Testimonials

What our client's say

      
   QPF Finance Group
   680 reviews 
  Leave a Review 
 
 
 
   
 
 
      Posted on Google  
   
   Jenna Bowditch 
 6 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Michelle just helped us purchase our 5th property. She makes the process so easy. We highly recommend using her. We have more than 3 times and she will always ve our first contact
  
 
     Posted on Google  
   
   Sandra Paul 
 15 days ago
 
 
 Trustindex verifies that the original source of the review is Google. We have had an excellent experience working with Michelle in refinancing our home loan. Very friendly, professional and efficient in getting us the results we were looking for. Thank you.
  
 
     Posted on Google  
   
   Brendan Nash 
 19 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Paulette from the very start to the end was so helpful organising everything we needed and dealing with other parties throughout the process which made it hassle free for us and got us the end result we wanted
  
 
     Posted on Google  
   
   Stacie Petersen 
 29 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Michelle Affleck and Emily Reynolds were brilliant. As a first home buyer, I was expecting it to be a very daunting and stressful process, but with Michelle's guidance, it was seamless and completely stress free. Thanks so much, Michelle!
  
 
     Posted on Google  
   
   Tamara Henderson 
 46 days ago
 
 
 Trustindex verifies that the original source of the review is Google. We are very thankful we went through QPF. Michelle had the urgency and professionalism we required for our needs. She was there every step of the way and couldn’t thank her enough for her efforts! Nice, easy and stress free from QPF.
  
 
     Posted on Google  
   
   Tahnee Gul 
 51 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I had the pleasure of working with Paulette to secure refinancing of my passion project after my separation. Whilst it wasn't always straightforward, Paulette consistently maintained fantastic communication with me throughout the process ensuring any stressors were mitigated with her knowledge and drive to deliver a positive outcome. Thank you again Paulette for all your efforts and assistance, I hope to work with you again in the future!
  
 
     Posted on Google  
   
   Leigh Moir 
 63 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Working with Michelle Affleck from QPF was exceptional. She was always quick to respond and assisted us in finding the best mortgage to suit our needs. She worked with us through multiple property purchase attempts and helped us get our dream home. We can’t thank Michelle enough and we will be working with her again in the future.
  
 
     Posted on Google  
   
   Michael Trenchard 
 67 days ago
 
 
 Trustindex verifies that the original source of the review is Google. You guys have a real super star in paulette. She has been so helpful to us. Taking us step by step. And to care of us in our tricky moments. Qpf do not let her go she is the best in our area and actually cares and makes things happen Thanks paulette you are worth more than 5 starts
  
 
     Posted on Google  
   
   Zoe Dehne 
 82 days ago
 
 
 Trustindex verifies that the original source of the review is Google. We would like to sincerely thank Michelle for all of her assistance throughout our home loan journey.  Michelle was incredibly helpful, professional, and supportive. She took the time to explain every step of the process clearly and made sure we understood all of our options. No question was ever too much trouble, and she was always available to provide guidance and reassurance when needed. Purchasing a home can be a stressful experience, but Michelle made the entire process smooth and straightforward. We are extremely grateful for her outstanding service and would highly recommend Michelle to anyone looking for assistance with a home loan. Thank you for making what could have been a complicated process so much easier for us.
  
 
     Posted on Google  
   
   Jeremy Ahmet 
 87 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I recently used Stephen Boyce from QPF for my investment property purchase. The entire process was simple and Stephen was always available for my questions. A wide selection of banks were proposed by QPF, giving me clarity and choice in the mortgage process. I would definitely recommend Stephen and QPF for future home loans.
  
 
     Posted on Google  
   
   Adriana Murray 
 90 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Michelle was great, she was very reassuring and had a way of quickly diffusing any stressful moments we had. We would highly recommend working with her!
  
 
     Posted on Google  
   
   Billie Christensen 
 96 days ago
 
 
 Trustindex verifies that the original source of the review is Google. My partner and I used Michelle from QPF Finance to buy our first home and we couldn't have been more thankful for her help! Highly recommend to anyone looking for a broker!! Michelle is so kind and easy to deal with, and explains everything in a simple term and is very quick to respond to messages. Thank you so much Michelle ❤️
  
 
     Posted on Google  
   
   Bronwyn Hill 
 113 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Michelle Affleck at QPF has been so amazing with helping me get a mortgage - I was told by previous brokers that I would have to get a second job (because my income is irregular) but Michelle found the right loan for me and made the whole process understandable. I really appreciate the work that was put in.
  
 
     Posted on Google  
   
   Tahlia Manuel 
 120 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Michelle was fantastic to work with right from that start. She eased any of my concerns, communicated efficiently and promptly and was quick to resolve any bumps along the way. Can’t recommend enough.
  
 
     Posted on Google  
   
   Gemma McEnallay 
 154 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Paulette was amazing throughout the entire process! She answered all of our questions promptly and clearly, making everything feel smooth and stress free. Her guidance at every stage gave us real confidence, especially as first time home buyers. We’re incredibly grateful for her support and couldn’t have asked for a better experience. Thankyou Paulette!
  
 
     Posted on Google  
   
   Suze McEnallay 
 154 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Paulette from QPF finance has made refinancing an absolute breeze. To have someone to call on at any time and be so willing and able to answer any question we have has made the whole process simple. We Highly recommend Paulette and QPF finance to anyone looking to purchase or refinance.
  
 
     Posted on Google  
   
   Breanah Davis 
 161 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Paulette was amazing! Couldn't thank her enough for the help she gave me from our first meeting right through to settlement. She was there for me every step of the way and made the process of buying my first home stress free.
  
 
     Posted on Google  
   
   Blackbutt Hardware 
 164 days ago
 
 
 Trustindex verifies that the original source of the review is Google. We’ve had a fantastic experience working with Vanessa Stenhouse from QPF Finance Group. She has expertly managed the finance side of our property purchases, coordinating everything seamlessly and making the process stress-free. Her communication, efficiency, and attention to detail have been outstanding. Highly recommend!
  
 
     Posted on Google  
   
   Courtney K 
 165 days ago
 
 
 Trustindex verifies that the original source of the review is Google. The best experience, thank you Michelle!
  
 
     Posted on Google  
   
   Lauren Shelton 
 166 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Vanessa has been amazing to deal with over the past 6 years, such prompt responses for any questions we had along the way, and keeping us in the loop at every step.
  
 
     Posted on Google  
   
   Hayley Kronk 
 166 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Highly recommend! My husband & I have worked with Vanessa over the past 5 years with refinancing our home loan. Vanessa is patient, caring & works hard at finding the best options for our family. Will definitely be working with her again in the future.
  
 
     Posted on Google  
   
   Bec Kingston 
 169 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I would recommend the QPF Sunshine Coast team time and time again! Over the past few months, we’ve had the pleasure of working with Vanessa Stenhouse during both the sale of our home and the build of our new family residence. Throughout every stage, she has offered invaluable insight, guidance, and support. We first worked with Vanessa a few years ago when purchasing our first home, and we had absolutely no hesitation in reaching out to her again for this next chapter.
  
 
     Posted on Google  
   
   Riley Ernst 
 169 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I honestly wish there were more stars to give. Vanessa went above and beyond with our first home journey and didn’t stop once the sold sign came down. She’s has followed up and checked in on our journey the whole way through. I highly recommend her to anyone I speak to.
  
 
     Posted on Google  
   
   John Smith 
 184 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Vanessa was amazing. Incredibly fast at responding to emails, provided ample information and guidance and helped me for over 6months before buying our home.
  
 
     Posted on Google  
   
   Peta Long 
 190 days ago
 
 
 Trustindex verifies that the original source of the review is Google. This is the second experience we have had with Vanessa Stenhouse. On both occasions she proved to be highly helpful, organised, knowledgeable and attentive. She is always on the lookout for the best deal for her client, which we appreciate. She made the process seamless and stress free. She is also just a lovely person. I would highly recommend her.

Repayment Calculator

estimate your repayments

What you see is a guide.

What we quote could be even sharper.

Get in touch with a broker to get a quote tailored to your needs — no credit checks, no obligations, and no time-wasting.

Loan Amount

Interest Rate

Repayment Frequency

Loan Term

Your Estimated
Repayments

per week

Interest Paid: $0.00

Total Paid: $0.00

Talk to a Broker

Disclaimer: This calculator provides an estimate only and does not constitute a loan offer. Actual repayment amounts may vary depending on your individual circumstances and lender terms. Contact a QPF Finance Broker for a detailed quote.

Get in touch

Ready to get started? Reach out to one of our experienced property development broker to learn more about finance for your next big project.

Get a Quote Find a Broker

Speak to us - 1300 736 780

How It Works

Tell us about your project

We start by understanding your vision.

We assess and structure your loan

We’ll review your plans, numbers and timelines to structure a loan that works for your goals.

Compare Lenders

We compare options from banks, non-bank lenders and private funders to find the right fit.

Manage the funding process end-to-end

From application to settlement, we guide you the whole way so you can focus on the build.

Why QPF?

The QPF Difference

Property development can be complex — and having the right finance partner is crucial to making your project a success. Since 1977, QPF has been helping developers secure tailored loan solutions for projects of all sizes, from small subdivisions to large-scale commercial builds.

As a family-owned business, we know that every development is unique. That’s why we go beyond simply sourcing funding. We compare lenders, structure loans to suit each stage of your project, and help you move forward with confidence — from site acquisition through to construction and sale.

You’ll have a dedicated broker in your corner, guiding you through each stage of the journey and helping you make informed decisions with confidence.

Family Owned & Operated

We treat your development goals with the same care as our own.

Development Finance Specialists

From small projects to multi-stage developments, we know the ins and outs of structuring finance.

Over 40 Lenders, More Choices

We compare property development loans across a wide panel to secure the right funding.

Ongoing Support

We’ll help with everything from acquisition to construction finance and refinancing.

Everything Finance, All in One Place

Property, equipment, vehicles, insurance, and more — we’ve got you covered.

OUR TEAM

Meet your Mortgage Brokers

Andrew Sterling

General Manager - Property & Commercial

andrewsterling@qpf.com.au

0412 120 003

Finance that keeps up with your project

Development lending doesn’t have to be slow, rigid or complicated. Our process is designed to move quickly and adapt to your project as it evolves.

Whether you’re in acquisition mode, managing multiple stakeholders, or preparing for staged settlements, we’ll help you stay on track with a finance structure that supports your next move.

Get a Quote

PROPERTY DEVELOPMENT FINANCE

Frequently Asked Questions

What can a property development loan be used for?

How much can I borrow?

Can I refinance an existing development loan?

How long does approval take?

Do I need to contribute my own funds?

How much does it cost to use a mortgage broker?

Do I need pre-sales to get approved?

What documents do I need to apply?

What’s the difference between development finance and construction loans?

Are interest rates fixed or variable?

Make an enquiry

Make an Enquiry - Full Block

"*" indicates required fields

or speak to us at 1300 736 780

PROPERTY DEVELOPMENT LOANS

Smarter Funding For Your Next Big Project

Built the way you planned.
Financed The Way You Need.

What our client's say

estimate your repayments

Get in touch