SELF MANAGED SUPER FUNDS
Unlock your super’s potential with SMSF lending
Discover how SMSF lending could empower you to diversify investments, build wealth, and plan for retirement on your terms.
Invest Smarter with SMSF Lending
SMSF lending can be a powerful financial tool that allows you to leverage your superannuation funds to invest in property. This strategy could open a world of opportunities, empowering you to diversify your investment portfolio and potentially achieve greater returns while still adhering to the compliance requirements of the Australian Taxation Office (ATO).
Lease Back to Your Business
With an SMSF, you can buy a commercial property and lease it back to your business — paying rent to your super while keeping the space.
Tax Efficiency
Benefit from concessional tax rates on earnings and potential capital gains tax advantages on retirement.
Greater Control
As trustee, you decide how your super is invested, tailoring decisions to suit your goals and risk appetite.
Potential for Higher Returns
Strategic property investments can generate rental income and capital growth, enhancing your retirement nest egg.
Repayment Calculator
estimate your repayments
What you see is a guide.
What we quote could be even sharper.
Get in touch with a broker to get a quote tailored to your needs — no credit checks, no obligations, and no time-wasting.
Loan Amount
Interest Rate
Repayment Frequency
Loan Term
Disclaimer: This calculator provides an estimate only and does not constitute a loan offer. Actual repayment amounts may vary depending on your individual circumstances and lender terms. Contact a QPF Finance Broker for a detailed quote.
Get in touch
Ready to get started? Reach out to one of our experienced property finance specialists to learn more about purchasing property through your SMSF.
How It Works
It’s exciting to think about having a place to truly call your own, but the process can also feel overwhelming. To make it easier, we’ve broken the process into 4 simple steps to guide you all the way to your first home.
Consult With QPF
Chat with our team to understand the finance options and loan requirements specific to SMSFs.
Speak With Your Accountant
Before purchasing, work with your accountant to set up the right SMSF structure and confirm compliance.
Select an Eligible Property
Choose a residential or commercial investment property that meets ATO and lender requirements.
Secure SMSF Lending
We arrange the finance based on your SMSF’s income and contributions, ensuring it fits the fund’s strategy.
OUR TEAM
Why QPF?
The QPF Difference
Using your Self-Managed Super Fund (SMSF) to invest in property can be a powerful way to build wealth for retirement — but SMSF lending comes with strict rules and added complexity. Since 1977, QPF has been helping Australians navigate this process with tailored loan solutions and expert advice.
As a family-owned business, we know how important it is to get the structure right. That’s why we go beyond simply arranging finance. We compare lenders who specialise in SMSF loans, explain the rules clearly, and help you secure a deal that keeps your fund compliant while supporting your long-term investment goals.
You’ll have a dedicated broker in your corner, guiding you through each stage of the journey and helping you make informed decisions with confidence.
Family Owned & Operated
We treat your retirement and investment goals with the same care as our own.
SMSF Finance Specialists
We know the rules and requirements, helping you structure compliant and effective loans.
Access to 40+ Lenders
We compare SMSF loan options across a wide panel to secure the right deal.
Support Long After Settlement
From application to settlement and future refinancing, we’re with you every step.
Everything Finance, All in One Place
Property, equipment, vehicles, insurance, and more — we’ve got you covered.
Lease Commercial Property Back to Your Business
When structured correctly, your SMSF can purchase a commercial property and lease it to your own business — allowing you to pay rent into your super fund instead of to a landlord.
It’s a smart way to grow your super through property investment while still using the premises for your day-to-day operations. But like all SMSF strategies, it’s essential to get the structure, lease terms, and compliance details right from the start.
We’ll help you understand what’s allowed, what’s required, and where the risks lie — then arrange finance that supports both your fund and your business. It’s that simple.
SMSF
Frequently Asked Questions
Can I use my SMSF to buy property?
Can QPF set up my SMSF or Bare Trust?
Can I live in a property owned by my SMSF?
How are SMSF loans repaid?
What happens if rental income stops?
How much does it cost to use a mortgage broker?
Do I need to set up any special structures to buy property in my SMSF?
What kind of properties can I buy through my SMSF?
How much can my SMSF borrow?
Is property insurance required?
Why use a broker for SMSF lending?
Make an enquiry
Make an Enquiry - Full Block
"*" indicates required fields
or speak to us at 1300 736 780
