When You’re the Business, the Right Finance Matters
From tools and vehicles to managing cashflow, our business loans for sole traders are tailored to fit your setup whether you’ve been trading for years or just getting started.
Car & Vehicle Finance
Sole trader car finance made simple — for utes, vans, trucks, or whatever gets the job done.
Cashflow Support
Cover gaps between invoices, buy materials, or get through quiet periods with confidence.
Equipment & Tools
Finance for gear, tools, tech and trade essentials — with structures that work for your cashflow.
Working Capital
Unsecured business loans for sole traders to help grow without tying up assets.
SOLE TRADER LOAN CALCULATOR
Estimate Your Repayments
Use our loan sole trader loan calculator to get an instant estimate on your repayments.
Loan Amount
Interest Rate
Loan Term
Balloon / Residual
Repayment Frequency
Disclaimer: This calculator provides an estimate only and does not constitute a loan offer. Actual repayment amounts may vary depending on your individual circumstances and lender terms. Contact a QPF Finance Broker for a detailed quote.
Get in touch
Ready to get started? Reach out to one of our experienced business finance brokers today to learn more about finance for sole traders.
How It Works
Tell us what you need
New ABN? Upgrading your vehicle? Cashflow support? Let’s chat.
We compare your options
We work with over 80 lenders — including those who support new ABN holders and self-employed borrowers.
We handle the paperwork
We simplify the process so you can stay focused on running the job, not chasing forms.
You get funded fast
In some cases we can get you financed in 24 hours!
WHY QPF
The QPF Difference
Our business started out just like you did. From our humble roots in 1977 to the trusted national brand we are today, one thing has stayed the same – our family values.
We understand what it takes to grow a small business and the challenges that sole traders face. From new work utes, to cashflow and even mortgage challenges, we’ve helped thousands of self-employed Australian’s achieve their goals.
Our team takes the time to understand your goals so we can structure finance that truly supports the next step in your business journey.
Family-Owned & Operated
We understand the hustle and heart behind every small business.
Fast Turnarounds
Some lenders can approve and settle within 24–48 hours.
Access to 80+ Lenders
We don’t just go to the banks, we find lenders that actually back small business.
Business & Personal Finance Specialists
We can handle everything from your business to your mortgage and insurance.
Uncomplicated Support
From application to approval, we’ll handle the legwork.
New ABN Holder?
You Can Still Get a Loan.
Being newly self-employed doesn’t mean you have to wait to access business finance.
We work with lenders who offer 1-day ABN business loans so even if you’ve only just registered your ABN, you could still be eligible.
These fast, flexible loans are designed to support sole traders and contractors who don’t yet have full financials. Whether you’re buying a work vehicle, setting up a site, or need working capital to get going, we’ll help you find a solution that fits.
SOLE TRADER LOANS
Frequently Asked Question's
Can I get a business loan as a sole trader?
What is a 1-day ABN loan?
Do I need full financials to apply?
Can I get car finance as a sole trader?
What documents do I need?
Is it harder to get finance as a sole trader?
Can I get a home loan as a sole trader?
Make an enquiry
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or speak to us at 1300 736 780

