Smart Finance for Smarter Property Investors

Whether you’re starting or expanding your portfolio, our investment property loans are designed to help you build wealth, manage cash flow, and make your property work for you.

Tailored for Investors

We match your goals with the right lender, structure, and loan product to maximise your return.

Cash Flow Friendly Options

Choose from interest-only or principal and interest repayments to suit your strategy.

Expert Lender Access

Access to 40+ lenders including banks, non-banks and niche investment specialists.

Fast, Hassle-Free Process

We do the running around and negotiating so you don’t have to.

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Jenna Bowditch profile picture
Jenna Bowditch
4 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Michelle just helped us purchase our 5th property. She makes the process so easy. We highly recommend using her. We have more than 3 times and she will always ve our first contact
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Sandra Paul profile picture
Sandra Paul
13 days ago
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We have had an excellent experience working with Michelle in refinancing our home loan. Very friendly, professional and efficient in getting us the results we were looking for. Thank you.
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Brendan Nash profile picture
Brendan Nash
17 days ago
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Paulette from the very start to the end was so helpful organising everything we needed and dealing with other parties throughout the process which made it hassle free for us and got us the end result we wanted
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Stacie Petersen profile picture
Stacie Petersen
27 days ago
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Michelle Affleck and Emily Reynolds were brilliant. As a first home buyer, I was expecting it to be a very daunting and stressful process, but with Michelle's guidance, it was seamless and completely stress free. Thanks so much, Michelle!
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Tamara Henderson profile picture
Tamara Henderson
44 days ago
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We are very thankful we went through QPF. Michelle had the urgency and professionalism we required for our needs. She was there every step of the way and couldn’t thank her enough for her efforts! Nice, easy and stress free from QPF.
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Tahnee Gul profile picture
Tahnee Gul
49 days ago
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I had the pleasure of working with Paulette to secure refinancing of my passion project after my separation. Whilst it wasn't always straightforward, Paulette consistently maintained fantastic communication with me throughout the process ensuring any stressors were mitigated with her knowledge and drive to deliver a positive outcome. Thank you again Paulette for all your efforts and assistance, I hope to work with you again in the future!
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Leigh Moir profile picture
Leigh Moir
61 days ago
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Working with Michelle Affleck from QPF was exceptional. She was always quick to respond and assisted us in finding the best mortgage to suit our needs. She worked with us through multiple property purchase attempts and helped us get our dream home. We can’t thank Michelle enough and we will be working with her again in the future.
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Michael Trenchard profile picture
Michael Trenchard
65 days ago
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You guys have a real super star in paulette. She has been so helpful to us. Taking us step by step. And to care of us in our tricky moments. Qpf do not let her go she is the best in our area and actually cares and makes things happen Thanks paulette you are worth more than 5 starts
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Zoe Dehne profile picture
Zoe Dehne
80 days ago
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We would like to sincerely thank Michelle for all of her assistance throughout our home loan journey. Michelle was incredibly helpful, professional, and supportive. She took the time to explain every step of the process clearly and made sure we understood all of our options. No question was ever too much trouble, and she was always available to provide guidance and reassurance when needed. Purchasing a home can be a stressful experience, but Michelle made the entire process smooth and straightforward. We are extremely grateful for her outstanding service and would highly recommend Michelle to anyone looking for assistance with a home loan. Thank you for making what could have been a complicated process so much easier for us.
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Jeremy Ahmet profile picture
Jeremy Ahmet
85 days ago
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I recently used Stephen Boyce from QPF for my investment property purchase. The entire process was simple and Stephen was always available for my questions. A wide selection of banks were proposed by QPF, giving me clarity and choice in the mortgage process. I would definitely recommend Stephen and QPF for future home loans.
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Adriana Murray profile picture
Adriana Murray
88 days ago
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Michelle was great, she was very reassuring and had a way of quickly diffusing any stressful moments we had. We would highly recommend working with her!
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Billie Christensen profile picture
Billie Christensen
94 days ago
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My partner and I used Michelle from QPF Finance to buy our first home and we couldn't have been more thankful for her help! Highly recommend to anyone looking for a broker!! Michelle is so kind and easy to deal with, and explains everything in a simple term and is very quick to respond to messages. Thank you so much Michelle ❤️
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Bronwyn Hill profile picture
Bronwyn Hill
111 days ago
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Michelle Affleck at QPF has been so amazing with helping me get a mortgage - I was told by previous brokers that I would have to get a second job (because my income is irregular) but Michelle found the right loan for me and made the whole process understandable. I really appreciate the work that was put in.
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Tahlia Manuel profile picture
Tahlia Manuel
118 days ago
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Michelle was fantastic to work with right from that start. She eased any of my concerns, communicated efficiently and promptly and was quick to resolve any bumps along the way. Can’t recommend enough.
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Gemma McEnallay profile picture
Gemma McEnallay
152 days ago
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Paulette was amazing throughout the entire process! She answered all of our questions promptly and clearly, making everything feel smooth and stress free. Her guidance at every stage gave us real confidence, especially as first time home buyers. We’re incredibly grateful for her support and couldn’t have asked for a better experience. Thankyou Paulette!
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Suze McEnallay profile picture
Suze McEnallay
152 days ago
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Paulette from QPF finance has made refinancing an absolute breeze. To have someone to call on at any time and be so willing and able to answer any question we have has made the whole process simple. We Highly recommend Paulette and QPF finance to anyone looking to purchase or refinance.
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Breanah Davis profile picture
Breanah Davis
159 days ago
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Paulette was amazing! Couldn't thank her enough for the help she gave me from our first meeting right through to settlement. She was there for me every step of the way and made the process of buying my first home stress free.
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Blackbutt Hardware profile picture
Blackbutt Hardware
162 days ago
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We’ve had a fantastic experience working with Vanessa Stenhouse from QPF Finance Group. She has expertly managed the finance side of our property purchases, coordinating everything seamlessly and making the process stress-free. Her communication, efficiency, and attention to detail have been outstanding. Highly recommend!
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Courtney K profile picture
Courtney K
163 days ago
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The best experience, thank you Michelle!
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Lauren Shelton profile picture
Lauren Shelton
164 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Vanessa has been amazing to deal with over the past 6 years, such prompt responses for any questions we had along the way, and keeping us in the loop at every step.
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Hayley Kronk profile picture
Hayley Kronk
164 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Highly recommend! My husband & I have worked with Vanessa over the past 5 years with refinancing our home loan. Vanessa is patient, caring & works hard at finding the best options for our family. Will definitely be working with her again in the future.
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Bec Kingston profile picture
Bec Kingston
166 days ago
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I would recommend the QPF Sunshine Coast team time and time again! Over the past few months, we’ve had the pleasure of working with Vanessa Stenhouse during both the sale of our home and the build of our new family residence. Throughout every stage, she has offered invaluable insight, guidance, and support. We first worked with Vanessa a few years ago when purchasing our first home, and we had absolutely no hesitation in reaching out to her again for this next chapter.
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Riley Ernst profile picture
Riley Ernst
167 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I honestly wish there were more stars to give. Vanessa went above and beyond with our first home journey and didn’t stop once the sold sign came down. She’s has followed up and checked in on our journey the whole way through. I highly recommend her to anyone I speak to.
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John Smith profile picture
John Smith
182 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Vanessa was amazing. Incredibly fast at responding to emails, provided ample information and guidance and helped me for over 6months before buying our home.
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Peta Long profile picture
Peta Long
188 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
This is the second experience we have had with Vanessa Stenhouse. On both occasions she proved to be highly helpful, organised, knowledgeable and attentive. She is always on the lookout for the best deal for her client, which we appreciate. She made the process seamless and stress free. She is also just a lovely person. I would highly recommend her.

INVESTMENT PROPERTY CALCULATOR

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Get in touch

Ready to get started? Reach out to one of our experienced mortgage brokers to learn more about purchasing your next investment property.

How It Works

Discovery Call

We get to know your goals, plans, and investment strategy.

Loan Comparison

We compare hundreds of options and recommend the most suitable structure and lender.

Approval & Settlement

We handle the paperwork and liaise with all parties to get your loan approved quickly.

Ongoing Support

We stay in touch and review your loan to keep it aligned with your portfolio growth.

Why Choose QPF?

Property is one of Australia’s favourite ways to build wealth — but the right finance structure makes all the difference. Since 1977, QPF has been helping investors secure smart, tailored loan solutions to grow their property portfolios.

As a family-owned business, we know that no two investment strategies are the same. That’s why we go beyond simply finding a loan. We compare lenders, explain your options, and structure finance that works for your long-term goals whether that’s capital growth, rental income, or both.

You’ll have a dedicated broker in your corner, guiding you through each stage of the journey from pre-approval through to settlement, and helping you make informed decisions with confidence, now and into the future.

Family Owned & Operated

We treat your investment goals with the same care as our own.

Investment Property Specialists

From first-time investors to seasoned landlords, we know the ins and outs of property finance.

Access to 40+ Lenders

We compare property loans across a wide panel to secure the right deal.

Ongoing Support

We’ll help with everything from applications to refinancing and portfolio growth.

Everything Finance, All in One Place

Property, equipment, vehicles, insurance, and more — we’ve got you covered.

Stay Ahead of the Market

A well-financed investment property can boost your borrowing power, reduce tax, and accelerate your path to financial freedom.

Whether you’re buying your first or fifth investment property, having the right loan structure matters. We partner with you to make strategic decisions that work now and in the long run.

INVESTMENT PROPERTY FINANCE

Frequently Asked Questions

Can I use equity from my home to buy an investment property?

Is interest-only a good idea for investment loans?

Do I need a big deposit to invest in property?

Can I borrow under a trust or company name?

Will an investment loan impact my ability to buy a home later?

How much does it cost to use a mortgage broker?

What’s the difference between an investment and an owner-occupied loan?

Can I refinance my investment loan later?

How does negative gearing work?

What documents will I need?

Can I get pre-approval before I find a property?

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