Tailored solutions for every kind of commercial property

Whether you’re buying an office, retail space, warehouse or specialised facility, we help match you with a finance solution that works for your goals—not just the bank’s.

Our mortgage brokers work closely with you to understand your cash flow, business structure and long-term strategy. 

From owner-occupied purchases to investment loans or development finance, we access a wide panel of lenders to find the best structure, rates and terms. And we’ll manage the process from start to settlement, so you can stay focused on the business.

Buy, Refinance or Expand

Access capital to purchase, refinance or grow your property portfolio with ease.

Better Rates, Smarter Deals

Tap into a wide lender panel and let us negotiate terms that keep your costs low and flexibility high.

Loans That Fit Your Business

We shape your loan around your cash flow, business model and investment strategy

Finance for All Property Types

From high-street retail to regional warehouses, we’ll match your property with the right loan.

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Jenna Bowditch profile picture
Jenna Bowditch
6 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Michelle just helped us purchase our 5th property. She makes the process so easy. We highly recommend using her. We have more than 3 times and she will always ve our first contact
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Sandra Paul profile picture
Sandra Paul
15 days ago
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We have had an excellent experience working with Michelle in refinancing our home loan. Very friendly, professional and efficient in getting us the results we were looking for. Thank you.
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Brendan Nash profile picture
Brendan Nash
19 days ago
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Paulette from the very start to the end was so helpful organising everything we needed and dealing with other parties throughout the process which made it hassle free for us and got us the end result we wanted
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Stacie Petersen profile picture
Stacie Petersen
29 days ago
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Michelle Affleck and Emily Reynolds were brilliant. As a first home buyer, I was expecting it to be a very daunting and stressful process, but with Michelle's guidance, it was seamless and completely stress free. Thanks so much, Michelle!
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Tamara Henderson profile picture
Tamara Henderson
46 days ago
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We are very thankful we went through QPF. Michelle had the urgency and professionalism we required for our needs. She was there every step of the way and couldn’t thank her enough for her efforts! Nice, easy and stress free from QPF.
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Tahnee Gul profile picture
Tahnee Gul
51 days ago
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I had the pleasure of working with Paulette to secure refinancing of my passion project after my separation. Whilst it wasn't always straightforward, Paulette consistently maintained fantastic communication with me throughout the process ensuring any stressors were mitigated with her knowledge and drive to deliver a positive outcome. Thank you again Paulette for all your efforts and assistance, I hope to work with you again in the future!
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Leigh Moir profile picture
Leigh Moir
63 days ago
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Working with Michelle Affleck from QPF was exceptional. She was always quick to respond and assisted us in finding the best mortgage to suit our needs. She worked with us through multiple property purchase attempts and helped us get our dream home. We can’t thank Michelle enough and we will be working with her again in the future.
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Michael Trenchard profile picture
Michael Trenchard
67 days ago
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You guys have a real super star in paulette. She has been so helpful to us. Taking us step by step. And to care of us in our tricky moments. Qpf do not let her go she is the best in our area and actually cares and makes things happen Thanks paulette you are worth more than 5 starts
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Zoe Dehne profile picture
Zoe Dehne
82 days ago
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We would like to sincerely thank Michelle for all of her assistance throughout our home loan journey. Michelle was incredibly helpful, professional, and supportive. She took the time to explain every step of the process clearly and made sure we understood all of our options. No question was ever too much trouble, and she was always available to provide guidance and reassurance when needed. Purchasing a home can be a stressful experience, but Michelle made the entire process smooth and straightforward. We are extremely grateful for her outstanding service and would highly recommend Michelle to anyone looking for assistance with a home loan. Thank you for making what could have been a complicated process so much easier for us.
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Jeremy Ahmet profile picture
Jeremy Ahmet
87 days ago
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I recently used Stephen Boyce from QPF for my investment property purchase. The entire process was simple and Stephen was always available for my questions. A wide selection of banks were proposed by QPF, giving me clarity and choice in the mortgage process. I would definitely recommend Stephen and QPF for future home loans.
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Adriana Murray profile picture
Adriana Murray
90 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Michelle was great, she was very reassuring and had a way of quickly diffusing any stressful moments we had. We would highly recommend working with her!
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Billie Christensen profile picture
Billie Christensen
96 days ago
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My partner and I used Michelle from QPF Finance to buy our first home and we couldn't have been more thankful for her help! Highly recommend to anyone looking for a broker!! Michelle is so kind and easy to deal with, and explains everything in a simple term and is very quick to respond to messages. Thank you so much Michelle ❤️
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Bronwyn Hill profile picture
Bronwyn Hill
113 days ago
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Michelle Affleck at QPF has been so amazing with helping me get a mortgage - I was told by previous brokers that I would have to get a second job (because my income is irregular) but Michelle found the right loan for me and made the whole process understandable. I really appreciate the work that was put in.
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Tahlia Manuel profile picture
Tahlia Manuel
120 days ago
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Michelle was fantastic to work with right from that start. She eased any of my concerns, communicated efficiently and promptly and was quick to resolve any bumps along the way. Can’t recommend enough.
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Gemma McEnallay profile picture
Gemma McEnallay
154 days ago
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Paulette was amazing throughout the entire process! She answered all of our questions promptly and clearly, making everything feel smooth and stress free. Her guidance at every stage gave us real confidence, especially as first time home buyers. We’re incredibly grateful for her support and couldn’t have asked for a better experience. Thankyou Paulette!
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Suze McEnallay profile picture
Suze McEnallay
154 days ago
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Paulette from QPF finance has made refinancing an absolute breeze. To have someone to call on at any time and be so willing and able to answer any question we have has made the whole process simple. We Highly recommend Paulette and QPF finance to anyone looking to purchase or refinance.
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Breanah Davis profile picture
Breanah Davis
161 days ago
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Paulette was amazing! Couldn't thank her enough for the help she gave me from our first meeting right through to settlement. She was there for me every step of the way and made the process of buying my first home stress free.
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Blackbutt Hardware profile picture
Blackbutt Hardware
164 days ago
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We’ve had a fantastic experience working with Vanessa Stenhouse from QPF Finance Group. She has expertly managed the finance side of our property purchases, coordinating everything seamlessly and making the process stress-free. Her communication, efficiency, and attention to detail have been outstanding. Highly recommend!
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Courtney K profile picture
Courtney K
165 days ago
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The best experience, thank you Michelle!
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Lauren Shelton profile picture
Lauren Shelton
166 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Vanessa has been amazing to deal with over the past 6 years, such prompt responses for any questions we had along the way, and keeping us in the loop at every step.
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Hayley Kronk profile picture
Hayley Kronk
166 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Highly recommend! My husband & I have worked with Vanessa over the past 5 years with refinancing our home loan. Vanessa is patient, caring & works hard at finding the best options for our family. Will definitely be working with her again in the future.
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Bec Kingston profile picture
Bec Kingston
169 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I would recommend the QPF Sunshine Coast team time and time again! Over the past few months, we’ve had the pleasure of working with Vanessa Stenhouse during both the sale of our home and the build of our new family residence. Throughout every stage, she has offered invaluable insight, guidance, and support. We first worked with Vanessa a few years ago when purchasing our first home, and we had absolutely no hesitation in reaching out to her again for this next chapter.
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Riley Ernst profile picture
Riley Ernst
169 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I honestly wish there were more stars to give. Vanessa went above and beyond with our first home journey and didn’t stop once the sold sign came down. She’s has followed up and checked in on our journey the whole way through. I highly recommend her to anyone I speak to.
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John Smith profile picture
John Smith
184 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Vanessa was amazing. Incredibly fast at responding to emails, provided ample information and guidance and helped me for over 6months before buying our home.
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Peta Long profile picture
Peta Long
190 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
This is the second experience we have had with Vanessa Stenhouse. On both occasions she proved to be highly helpful, organised, knowledgeable and attentive. She is always on the lookout for the best deal for her client, which we appreciate. She made the process seamless and stress free. She is also just a lovely person. I would highly recommend her.

COMMERICAL PROPERTY CALCULATOR

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What you see is a guide.

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Get in touch with a broker to get a quote tailored to your needs — no credit checks, no obligations, and no time-wasting.

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Disclaimer: This calculator provides an estimate only and does not constitute a loan offer. Actual repayment amounts may vary depending on your individual circumstances and lender terms. Contact a QPF Finance Broker for a detailed quote.

Get in touch

Ready to get started? Reach out to one of our experienced commercial property finance brokers to learn more about purchasing your next commerical property.

How It Works

It’s exciting to think about having a place to truly call your own, but the process can also feel overwhelming. To make it easier, we’ve broken the process into 4 simple steps to guide you all the way to your first home.

Chat With a Broker

Tell us what you’re looking to do — and we’ll get a clear picture of where you’re heading.

Compare Options

We scan the market and shortlist the best loan structures for your situation.

Get It Approved

We handle the paperwork and push it through — fast.

Settle and Grow

Once the loan’s sorted, we’ll stay close by for future moves or reviews.

Why Choose QPF?

Since 1977, QPF has been helping Australians secure smart, tailored finance solutions for commercial property.

As a family-owned business, we know every property purchase is unique — from offices and warehouses to retail spaces and developments. That’s why we go beyond simply finding a loan. We compare lenders, explain your options, and structure finance that works for your business goals.

You’ll have a dedicated broker in your corner, guiding you through each stage of the journey and helping you make informed decisions with confidence.

Family-Owned & Operated

We treat your business goals with the same care as our own.

Access to 40+ Lenders

We compare commercial property loans across a wide panel to secure the right deal.

Commercial Property Specialists

From office space to industrial developments, we know the ins and outs of property finance.

Commercial Property Specialists

From office space to industrial developments, we know the ins and outs of property finance.

Everything Finance, All in One Place

Property, equipment, vehicles, insurance, and more — we’ve got you covered.

Grow your portfolio, expand your operations

Commercial property can be a powerful asset for your business—whether you’re buying your own premises or diversifying your investment portfolio.

At QPF, we don’t just look at the loan in isolation. We work with you to align your finance with your business strategy, tax goals, and long-term vision.

From structuring leases and valuations to navigating lender covenants, we guide you through the details and help you make confident decisions. Our holistic approach means fewer surprises and better outcomes—today and in the years to come.

COMMERCIAL PROPERTY FINANCE

Frequently Asked Questions

What types of commercial properties can I finance through QPF?

Can I get finance as a business owner-occupier?

Do you assist with investment property loans?

What deposit do I need for a commercial property loan?

Are interest-only loans available?

How much does it cost to use a mortgage broker?

How is a commercial loan different to a residential loan?

Can I refinance an existing commercial loan?

Do I need to provide full financials?

How long does the process take?

Can I use an SMSF to purchase a commercial property?

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