Tractor Finance That
Isn't Tied To One Brand.
A tractor is the machine your whole operation leans on, so it should be the right one for your paddocks, not just the one with the best finance deal attached. But quality machines tie up serious capital, and that’s where we come in.
At QPF Finance, we arrange tractor finance for any make and model, new or used, from a dealer or a private seller. We’ll even compare our offer against the dealer’s own finance so you know you’re getting the better deal. With access to 80+ lenders and brokers who understand farming, we’ll get you sorted quickly and with minimal fuss.
How It Works
Tell Us What You're After
Got a machine picked out or still comparing brands? Tell us what you're chasing and we'll take it from there.
We Source The Best Options
Our brokers compare tractor finance across 80+ lenders, negotiate terms and build a deal that fits your season.
Approval, usually inside 48 hours
Most tractor loans are approved within 24 to 48 hours. We handle the paperwork so you don't have to.
Get The Gear & Get To Work
We settle directly with the dealer or private seller, so your tractor is in the paddock and earning.
TRACTOR LOAN CALCULATOR
Run the Numbers on Your Tractor Finance
Get a ballpark on repayments before you talk to anyone. Adjust the amount, term, and balloon to see what fits your monthly cash flow.
Loan Amount
Interest Rate
Loan Term
Balloon / Residual
Repayment Frequency
Disclaimer: This calculator provides an estimate only and does not constitute a loan offer. Actual repayment amounts may vary depending on your individual circumstances and lender terms. Contact a QPF Finance Broker for a detailed quote.
Get in touch
Ready to get started? Reach out to one of our experienced asset finance brokers today to learn more about financing your next tractor.
WHY QPF
The QPF Difference
At QPF Finance, we’ve helped thousands of Australian farmers and ag contractors fund the machinery their season depends on. We know how these deals need to be structured, and we know that a tractor bought in March has to be paid for on a harvest cash flow.
We’re family-owned and operated and take pride in building long-term relationships with our clients. We’re not here to sell, we’re here to solve. Whether it’s your first tractor or the next one in the shed, our brokers are in your corner.
Family-Owned Since 1977
Three generations of backing Australian businesses with straight answers and no run-around.
80+ Lenders on Our Panel
More options means better rates and a lender who actually wants your deal.
Industry Know-How
We speak your language and understand your challenges, on farm and off.
One Broker, Start to Finish
No call centres. The person who quotes your deal is the person who settles it.
Finance for the
Whole Operation
Business, equipment, property, insurance. We take care of it all so you can stay focused on running your business.
Finance That Works To Your Season,
Not The Bank's Calendar
Farming income doesn’t arrive in neat monthly instalments, and your finance shouldn’t pretend it does.
We tailor tractor finance to suit the way your operation actually runs, whether you’re cropping, running livestock, contracting, or juggling all three. From seasonal and annual repayment structures to low doc options, no deposit deals and balloons timed to your harvest, we’ll help you access funding that fits your cash flow instead of fighting it.
Whatever your setup looks like, our brokers will find a tractor loan that fits, so you can focus on the work in front of you.
TRACTOR FINANCE
Frequently Asked Questions
How do I finance a tractor?
Can I finance any brand of tractor?
Can I finance a used tractor?
Can I buy from a private seller instead of a dealer?
How do I check a used tractor doesn't have finance owing on it?
Can I get seasonal repayments that match my harvest?
Do I need a deposit for tractor finance?
What is low doc tractor finance?
How long can I finance a tractor over?
Are tractor finance repayments tax deductible?
Make an Enquiry
Make an Enquiry - Full Block
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or speak to us at 1300 736 780

